OCTO by CIMB

Features OCTO by CIMB

OCTO - a Digital Bank application developed by CIMB Bank, a leading banking group in ASEAN with 13 million customers across 15 countries.Sign up for CIMB VISA card right in the app to enjoy the digital banking convenience 24/7 anytime and anywhere.1.
GET YOUR VISA CARD ON APP 24/7Open your CIMB bank account/ card 100% online with eKYC – the online customer verification.
User only need to capture ID card, take selfie for card/account registration anytime and anywhere without visiting the branch.
Applicable to all Vietnamese customers nationwide.
- VISA DEBIT CARD – CIMB Visa Debit card that linked to CIMB bank account let you enjoy various banking services free of charge- VISA CREDIT CARD - CIMB Visa Credit card allows you to shop across the globe with many good deals2.
FREE SERVICESVISA DEBIT CARD- Free card issuance and account opening- No minimum sum required to open an account- No minimum balance required- Free domestic fast money transfer 24/7- Free domestic ATM withdrawal- Free annual card and account management fee with conditionsVISA CREDIT CARD- Free card issuance- Free annual card management fee with conditionsPERSONAL LOAN - Free loan application processing- Free loan management fee3.
DIGITAL BANKING CONVENIENCE 24/7 – anytime, anywhere!VISA DEBIT CARD - Fast bill payment and phone top-up - Funding to your account on app- Instant domestic money transfer 24/7- Card management and setting, reset PIN code and lock/ unlock card on app- Manage spending limits up to 2 billion VND per day- International and domestic online and POS purchases VISA CREDIT CARD- Look up card information and bank statement on app- Card management and setting, reset PIN code and lock/ unlock card on app- Manage spending limits on appPERSONAL LOAN - On-app end-to-end process from loan application to appraisal and disbursement- Provide quick offer within 4 working hours- Keep track of your application status transparently on app- No forms, no signatures required until approval- Sign loan contract at your convenience- Loan amount from 5 – 500 mil VND- Loan tenure from 3 to 60 months- Interest rates from 1.3% - 3.75%/month on reducing balance- Minimum and maximum period for repayment: 12 Months – 60 Months- Maximum Annual Percentage Rate (APR): 24,5% per annual- Representative example of the total cost of the loan, including the principal and all applicable fees (e.g.
Sample monthly payment, sample interest calculation): Example:i) Outstanding balance: 100,000,000 VNDii) Tenor: 60 Monthsiii) Interest Rate: 15.9% /per year Equal Monthly Installment (EMI): ~ 2,427,000 VND4.
SECURITY FEATURESSECURE SIGN IN WITH OCTOBIO- Sign in with biometrics including facial recognition and fingerprint- Easily sign in without remembering the password SECURE TRANSACTION WITH OCTOSHIELD- Activate OctoShield 1 time only via SMS OTP- Just slide to sign your transaction securely- Your transaction is protected by tokenization, multi-layer authentication method SECURE ONLINE PURCHASE WITH 3D SECURE - Verify your online purchases via OTP code sent to your registered mobile number and email- The 3D Secure solution is provided by VisaFor support, please contact:CIMB Bank VietnamHeadquarters: Level 2, CornerStone Building, 16 Phan Chu Trinh, Hoan Kiem, HanoiHCM Branch: Ground Floor, VRG Building, 177 Hai Ba Trung, District 3, HCMC.Email: [email protected] Hotline: 1900 96 96 96